Our Three Programmes
Financial Education Structured for Where You Are
Three courses covering the financial questions that matter most in later life — each one standing on its own, each one built for learners who deserve more than a generic overview.
Back to HomeOur Approach
How Our Courses Are Structured
Each Sinar Wealth course is built around a clear weekly arc. The early sessions establish a shared framework — covering concepts participants may have encountered but never examined closely. Middle sessions apply that framework through exercises grounded in each participant's own situation. Final sessions connect everything into a documented reference.
The methodology is deliberate: no rush, no jargon for its own sake, and no assumption that financial confidence is something adults either have or don't. These courses treat financial study as a skill that benefits from time and a good environment — not from pressure or urgency.
Weekly Sessions
Structured to fit around working or semi-retired schedules
Applied Exercises
Workbooks grounded in your actual household and financial position
Group Discussion
Small cohorts make candid questions the norm, not the exception
Summary Document
A personal reference completed at course close, yours to keep
Course One · 4 Weeks
A Gentle Refresher in Household Finance
A four-week course for learners in their forties and older who wish to revisit their household finance habits. Topics include household budgets, CPF overview, insurance coordination, HDB mortgage review, and an initial view of investment categories. The pace is unhurried, and the content is suited for learners returning to financial study after some years.
What You Cover
- Household budget structures and common gaps
- CPF account overview and contribution mechanics
- Insurance portfolio review — life, health, and critical illness
- HDB mortgage review — outstanding loan and CPF usage
- Initial overview of investment categories and their roles
- Weekly group discussion and workbook exercises
- Personal summary document on completion
Course Steps
- 1 Household budget mapping exercise
- 2 CPF and insurance review session
- 3 HDB mortgage and investment overview
- 4 Summary document completion and next steps
Course Fee
S$400
Course Two · 6 Weeks
CPF and SRS Planning for Mid-Life
A focused six-week course on the practical mechanics of CPF and SRS — covering account structure, top-up options, Retirement Sum tiers, tax relief considerations, and SRS withdrawal planning under Singapore's current framework. Paced for learners who have not reviewed these topics in depth for some years.
What You Cover
- CPF account structure — OA, SA, MA and Retirement Account
- Voluntary top-up strategies and their timing
- Retirement Sum tiers — BRS, FRS, ERS and their implications
- Tax relief mechanics under CPF and SRS
- SRS account setup, contribution limits, and drawdown planning
- Personal CPF projection workbook
- Q&A session with a CPF-licensed specialist
Course Steps
- 1 CPF structure review and personal account mapping
- 2 Top-up strategies and Retirement Sum planning
- 3 SRS account mechanics and drawdown modelling
- 4 Tax relief optimisation exercise
- 5 CPF projection workbook completion
- 6 Licensed specialist Q&A and personal summary
Course Fee
S$595
Course Three · 8 Weeks
Portfolio Review for Later-Life Investors
An eight-week course on reviewing existing portfolios for later-life investors. Covers portfolio construction principles, fee analysis, the role of dividend and bond allocations in income-oriented strategies, rebalancing approaches, and the coordination of CPF, SRS, and private accounts.
What You Cover
- Portfolio construction principles for income-oriented strategies
- Fee analysis — identifying and evaluating total cost of ownership
- Dividend and bond allocation — roles and trade-offs
- Rebalancing frameworks and their practical application
- Coordinating CPF, SRS, and private account positions
- Live portfolio review under instructor guidance
- Household documentation and quarterly review routine
Course Steps
- 1 Portfolio construction principles and income orientation
- 2 Fee and cost analysis of existing holdings
- 3 Dividend and fixed income allocation review
- 4 Rebalancing frameworks — when and how
- 5 CPF, SRS and private account coordination
- 6 Live portfolio review session with instructor
- 7 Household documentation and reference preparation
- 8 Quarterly review routine and course close
Course Fee
S$790
Side by Side
Comparing the Three Programmes
All three courses stand on their own, but the matrix below helps clarify which is best suited to where you are right now.
| Feature | Household Finance | CPF & SRS | Portfolio Review |
|---|---|---|---|
| Duration | 4 weeks | 6 weeks | 8 weeks |
| Course fee | S$400 | S$595 | S$790 |
| CPF content included | Overview only | Coordination | |
| SRS planning content | Coordination | ||
| Live portfolio review | |||
| CPF-licensed specialist session | |||
| Best for | Returning to financial study | CPF planning depth | Active portfolio holders |
Across All Programmes
Shared Standards
No Product Affiliation
All courses are independent of fund managers, banks, and insurance distributors.
Semester Content Review
Course materials are updated each semester against current CPF Board and MAS guidance.
PDPA Compliance
All participant data — including portfolio information — is handled under Singapore's PDPA.
12-Person Cohort Cap
Every intake is capped to maintain discussion quality and individual attention.
3-Month Post-Course Access
Participants may reach instructors for clarifying questions for three months after course completion.
All-Inclusive Course Fees
Workbooks, materials, and post-course access are all included. No separate charges.
Course Fees
Clear Pricing, No Surprises
Course One
Household Finance Refresher
4 weeks · Small cohort
S$400
- All course materials
- Workbook exercises
- Personal summary document
- 3-month instructor access
Course Two
CPF and SRS Planning
6 weeks · Small cohort
S$595
- All course materials
- CPF projection workbook
- Licensed specialist Q&A
- 3-month instructor access
Course Three
Portfolio Review
8 weeks · Small cohort
S$790
- All course materials
- Live portfolio review session
- Quarterly review routine
- 3-month instructor access
Not Sure Which Programme is Right for You?
Send us a note about where you are financially and what you are hoping to understand better. We will suggest the most suitable starting point — without any sales pressure.
Ask Us a Question